How Chedda Works

Step 1
Step 1

01

Tell us what you’re looking for

Select how much you want to borrow and for how long.

Step 2

02

We’ll compare the best lenders for you

Compare different lenders and filter your options based on what you like.

Step 3
Step 3

03

Choose the deal that suits you

Pick the lender that best meets your borrowing needs.

Who can apply?

You can use Chedda if you:

  • Are at least 18 years old.
  • Have an active mobile number and email address.
  • Are an Australian Citizen or Permanent Resident.
  • Have been receiving a regular income into a personal bank account for at least 3 months.
Image Home 1

Our happy customers

Looking for the best loan online? We've already found it.

Let Chedda do the work for you.

Start comparing now!

Figures shown in this diagram are solely for illustrative purposes.

Why choose Chedda?

Why Choose GIF

We save you time

Why visit 10 websites to find a better deal when you can visit just one?

Why Choose GIF

We make it easy

Easily compare prices, features & benefits in just a few minutes.

Why Choose GIF

No messy paperwork

All you need is a phone and an internet connection to compare loans with Chedda today.

Why Choose GIF

No hidden fees

It’s free to compare offers on our website. We don’t charge any search fees whatsoever.

Curious to know more?

Visit FAQs

Loan Information

Small Loans
Medium Loans
Large Loans
Loan Amount

$300 - $2,000

Terms

Minimum 3 Months - Maximum 12 Months

Costs

20% upfront establishment fee + 4% monthly fee
In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%

Representative Example

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Dislaimer: Under the current legislation, most small personal loan providers don’t charge an annual interest rate% (you’ll know this as an APR). The maximum you will be charged is a flat 20% establishment fee and a flat 4% monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loan Amount

$2,001 - $5,000

Terms

Minimum 13 months - Maximum 24 months

Costs

Maximum 48% annual percentage rate (APR)
67.41% comparison rate p.a.
In APR terms, the maximum annual percentage rate on these loans between $2001 and $5000 is 48%

Representative Example

Based on a Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loan Amount

$5,001 - $15,000

Terms

Minimum 13 months - Maximum 72 months

Costs

Minimum 5.75% - Maxmimum 48% annual percentage rate (APR)
6.47% - 48% comparison rate p.a.
In APR terms, the maximum annual percentage rate on these loans between $5001 and $15000 is 48%

Representative Example

Based on Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Nifty Logo
jacaranda Logo
now Logo
societyone Logo
latitude Logo
ratesetter Logo